castille mortgage Company helps you with
Conventional Mortgages
A conventional mortgage loan is not backed by the US government the way that FHA or VA loans are. There can be many benefits to financing your home with a conventional home loan, and we will explore every option on your behalf.
While there are a wide variety of conventional loans, up to 99 percent of all conventional loans conform to the standards of Fannie Mae and Freddie Mac. Therefore they are labeled “conforming” mortgages.
Conventional loans often do not come with the amount of provisions that government loans do but they aren’t as flexible to obtain. Castille Mortgages will find the best program for you.
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Conventional Mortgages Offer A Variety Of Options
A Conventional Mortgage can often be the right path to homeownership. Castille Mortgage can secure home loans approvals to clients starting at a 620 FICO credit score.
Key factors to consider for Conventional Loans include:
- You are a first-time or repeat homebuyer.
- You have a good credit score (Minimum 620 FICO) and money to put down. The down payment can often be three percent and up.
- You want a low down-payment.
- Fixed-rate loan terms: These can be 10 years, 15 years, 20 years, 25 years and 30 years. These loans make it easier to budget each month.
Jeremy was a pleasure to work with...very professional and got us closed in 12 days!!! Thank you so much
I've known Jeremy for a decade and can say he's a genuine, trustworthy, and hard working guy.
My fiance & I were in the market for our first home when a friend mentioned Jeremy & Castille Mortgage as a possible loan officer. I had contacted him & he immediately began working on my file to get me pre-approved for a home. After a few potential homes fell through we finally found the home that we wanted & made the offer. Jeremy worked with us & explained every little detail to remove any doubt of questions or concerns. He even answered his phone & emails while on vacation! Jeremy went above and beyond by presenting several options to us in regards to the financing types & other methods of the downpayment/closing costs so we would not have to come out of pocket too much. We will definitely recommend him to our family & friends; and will use him again for any other future property purchases.
Jeremy worked really hard for us. He answered all of our questions promptly. It didn't matter what day of the week or time of the day it was he was there to help. He was true to his word. Everything he said that would happen in regards to cost and time was exact. He is very friendly and instantly felt like a life long friend.
I couldn’t be more pleased with the service I got. He helped me buy my first home and walked me through every step. If I ever have to buy another home I will only call him for all my Morgage needs! Highly recommended to new home buyers!!
Jeremy is great. We were able to get our loan reviewed and processed within a month. The process was so quick and easy that we are currently working with him for a second approval process. Thank you so much Jeremy!