Skip to content
castille mortgage Company helps you with

Jumbo Loans

There are times traditional loans aren’t enough to purchase the home you really want. Jumbo Loans are similar to Conventional Loans in that they are not insured by the government or guaranteed by the Veterans Administration.

A Jumbo Loan is a mortgage that exceeds the conforming loan limits of Fannie Mae and Freddie Mac. In every parish of Louisiana, that is $484,350 for a single-family home or condominium. In some high-cost areas, that won’t suit your needs.

Get Your Dream Home!​


Jumbo Loan Requirements

Because of their size, Jumbo Loans can typically have more stringent standards for qualifications. These can include:

  • Down payment – Lenders often require between 15 and 30 percent for Jumbo Loans.
  • Appraisals – Some lenders may even require a second appraisal of the home you are planning to purchase with a Jumbo Loan.
  • Higher credit rating – You will generally need a higher credit score and lenders will investigate your reserve funds and debit-to-income ratio. It’s not unheard of for lenders to request Jumbo Loan borrowers to show they have the cash reserves to cover a year of mortgage payments.

Don’t be afraid to dream big!

Castille Mortgage can help you achieve those big dreams for your home. If you have the means to achieve those dreams, a Jumbo Loan may be the right solution.

Getting a jumbo mortgage is easier than you might think, and we have built many relationships in the lending industry that are beneficial for our clients.

Speak with our loan expert from Castille Mortgage today.

castille has you covered

Castille Mortgage can help make your dreams a reality

If your dream house exceeds those limits, you’ll need the financing to match, and Jumbo Loans are the solution. These are also known as non-conforming loans and Super Jumbo mortgages. Jumbo Loans can offer the flexibility of borrowing with fewer restrictions.

Jumbo Loans are available for primary residences, vacation homes or investment residence properties. The main difference between a jumbo mortgage and a conforming loan is the size of the loan.

Contact Castille Mortgage today and take the first step toward that dream home!

See our Reviews!​

Jeremy was a pleasure to work with...very professional and got us closed in 12 days!!! Thank you so much
Stephen-Helena Smith
April 8, 2019
I've known Jeremy for a decade and can say he's a genuine, trustworthy, and hard working guy.
Matthew Thomas
April 3, 2019
My fiance & I were in the market for our first home when a friend mentioned Jeremy & Castille Mortgage as a possible loan officer. I had contacted him & he immediately began working on my file to get me pre-approved for a home. After a few potential homes fell through we finally found the home that we wanted & made the offer. Jeremy worked with us & explained every little detail to remove any doubt of questions or concerns. He even answered his phone & emails while on vacation! Jeremy went above and beyond by presenting several options to us in regards to the financing types & other methods of the downpayment/closing costs so we would not have to come out of pocket too much. We will definitely recommend him to our family & friends; and will use him again for any other future property purchases.
Mikey Bui
April 11, 2019
Jeremy worked really hard for us. He answered all of our questions promptly. It didn't matter what day of the week or time of the day it was he was there to help. He was true to his word. Everything he said that would happen in regards to cost and time was exact. He is very friendly and instantly felt like a life long friend.
Brandie Norris
October 17, 2018
I couldn’t be more pleased with the service I got. He helped me buy my first home and walked me through every step. If I ever have to buy another home I will only call him for all my Morgage needs! Highly recommended to new home buyers!!
April 3, 2019
Jeremy is great. We were able to get our loan reviewed and processed within a month. The process was so quick and easy that we are currently working with him for a second approval process. Thank you so much Jeremy!
March 25, 2019

Get Your Dream Home!