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Rural Development Loans

castille mortgage Company helps you with

Rural Development Loans

Many of our clients believe there’s no place like a country home. With a Rural Development (RD) Loan, credit requirements can be flexible, and no down payment is required. Castille Mortgage can secure RD mortgage home loans for borrowers with FICO credit scores at 600.

These factors make RD Loans an attractive option, though there are limitations with location.

USDA home loans are made possible by the U.S. Department of Agriculture. USDA loans were developed for home buyers in less populated areas of the country, including many parts of Louisiana, and are intended to promote homeownership in these areas.

While this type of loan is also known as the USDA Rural Development (RD) Loan, you don’t need to buy a farm or live in a far-off rural area. Many USDA loans of this type are used in suburbs or on the outskirts of highly-populated cities.

Get Your Dream Home!​


USDA Loan Benefits

  • No down payment required.
  • Lower mortgage insurance rates than other loan types.
  • Flexible credit score requirements – Approval at 600 credit score.
  • Loan can be used to make accommodations for a household member with a physical disability.

Your occupation does not impact the qualification process for an RD Loan. Eligibility is a matter of income and location, and while large metropolitan areas are generally on the outside of USDA programs, Castille Mortgage will explore all opportunities for you in suburbs and rural locations.

We can answer any questions and help determine if a Rural Development loan is the best mortgage loan option for you.

See our Reviews!​

Jeremy was a pleasure to work with...very professional and got us closed in 12 days!!! Thank you so much
Stephen-Helena Smith
April 8, 2019
I've known Jeremy for a decade and can say he's a genuine, trustworthy, and hard working guy.
Matthew Thomas
April 3, 2019
My fiance & I were in the market for our first home when a friend mentioned Jeremy & Castille Mortgage as a possible loan officer. I had contacted him & he immediately began working on my file to get me pre-approved for a home. After a few potential homes fell through we finally found the home that we wanted & made the offer. Jeremy worked with us & explained every little detail to remove any doubt of questions or concerns. He even answered his phone & emails while on vacation! Jeremy went above and beyond by presenting several options to us in regards to the financing types & other methods of the downpayment/closing costs so we would not have to come out of pocket too much. We will definitely recommend him to our family & friends; and will use him again for any other future property purchases.
Mikey Bui
April 11, 2019
Jeremy worked really hard for us. He answered all of our questions promptly. It didn't matter what day of the week or time of the day it was he was there to help. He was true to his word. Everything he said that would happen in regards to cost and time was exact. He is very friendly and instantly felt like a life long friend.
Brandie Norris
October 17, 2018
I couldn’t be more pleased with the service I got. He helped me buy my first home and walked me through every step. If I ever have to buy another home I will only call him for all my Morgage needs! Highly recommended to new home buyers!!
April 3, 2019
Jeremy is great. We were able to get our loan reviewed and processed within a month. The process was so quick and easy that we are currently working with him for a second approval process. Thank you so much Jeremy!
March 25, 2019

Get Your Dream Home!