VA Loans & Refinancing

castille mortgage Company helps you with

benefits of VA home loans

Since they are insured by the government, VA Loans provide access to special benefits. These include:

  • No down payment required.
  • Lower interest rates. VA Loans often offer interest rates that are well below those of conventional lenders.
  • No monthly mortgage insurance premiums.
  • Reduced funding fees. Veterans can qualify for reduced loan fees or exemption from funding fees.
  • Less than perfect credit is typically accepted. A VA Loan doesn’t demand perfect credit. Castille Mortgage can secure approvals for veterans or their spouses at a 620 credit score.
  • 100 percent financing of appraised value.
  • The VA cash out refinance allows borrowers to pull cash out of their home’s equity, even if they are in another type of loan, such as FHA or USDA.

Get Your Dream Home!​

CALL JEREMY NOW FOR A FREE CONSULTATION​

VA Loans are home mortgages guaranteed by the U.S. Department of Veterans Affairs. VA Loans were designed to help active duty military and veterans qualify for homeownership. 

These loans offer low interest rates and better terms than conventional home mortgages, and they are offered exclusively to service members and certain military spouses. 

VETERANS CAN ALSO BENEFIT FROM REFINANCING WITH VA LOANS

VA Loans are one of the most popular choices among eligible first-time home buyers because of the benefits they offer military borrowers. If you have an existing loan, veterans can also benefit by refinancing to help reduce your interest rate and lower your mortgage payments. 

Contact Castille Lending to see if you qualify for a VA home loan or refinance today!

VA Loans are designed specifically for veterans of the US Armed Forces, but they also have some eligibility requirements beyond service. We can help you with this process, but there are some general guidelines that typically are required for VA Loan qualification:

  • 90 days of active service during wartime.
  • 181 continuous days of active service during peacetime.
  • Six or more years of service in the National Guard or Reserves.
  • Being the surviving spouse of a service member who has died in the line of duty or as a result of a service-related disability.
castille has you covered

castille mortgage is proud to work with veterans & their spouses

Veterans are part of what make this nation so great, and you deserve assistance in living a comfortable life. Castille Mortgage is proud of the men and women in Louisiana who have served, and we offer our skills and expertise in helping find your financing for a home with a VA Loan.

Because your home loan is insured by the Department of Veterans Affairs, there are opportunities for great loan benefits, including no prepayment penalties, competitive interest rates and no down payment options. 

Castille Mortgage can help you move in quickly to your home and put your mortgage payments directly to the principal of your loan.  

See our Reviews!​

Jeremy was a pleasure to work with...very professional and got us closed in 12 days!!! Thank you so much

Stephen-Helena Smith
April 8, 2019

I've known Jeremy for a decade and can say he's a genuine, trustworthy, and hard working guy.

Matthew Thomas
April 3, 2019

My fiance & I were in the market for our first home when a friend mentioned Jeremy & Castille Mortgage as a possible loan officer. I had contacted him & he immediately began working on my file to get me pre-approved for a home. After a few potential homes fell through we finally found the home that we wanted & made the offer. Jeremy worked with us & explained every little detail to remove any doubt of questions or concerns. He even answered his phone & emails while on vacation! Jeremy went above and beyond by presenting several options to us in regards to the financing types & other methods of the downpayment/closing costs so we would not have to come out of pocket too much. We will definitely recommend him to our family & friends; and will use him again for any other future property purchases.

Mikey Bui
April 11, 2019

Jeremy worked really hard for us. He answered all of our questions promptly. It didn't matter what day of the week or time of the day it was he was there to help. He was true to his word. Everything he said that would happen in regards to cost and time was exact. He is very friendly and instantly felt like a life long friend.

Brandie Norris
October 17, 2018

I couldn’t be more pleased with the service I got. He helped me buy my first home and walked me through every step. If I ever have to buy another home I will only call him for all my Morgage needs! Highly recommended to new home buyers!!

Hunter
April 3, 2019

Jeremy is great. We were able to get our loan reviewed and processed within a month. The process was so quick and easy that we are currently working with him for a second approval process. Thank you so much Jeremy!

Pham
March 25, 2019

Get Your Dream Home!

CALL JEREMY NOW FOR A FREE CONSULTATION