We Are
Castille Mortgage
At Castille Mortgage our guarantee is to give you the best dollar for dollar mortgage you will find anywhere on the market. Whether that be a purchase, refinance, or a construction loan we guarantee the best pricing you’ll find. Our mission is to give you the one on one experience you deserve. This is why we do not have office hours. We understand that with work schedules and families, sometimes it’s not possible to have time to cover and understand all that goes into your mortgage. We are always available to our clients 7 days a week. At Castille Mortgage we treat you like family. It’s a better way of doing business.
Services
We offer a variety of loans to fit every situation
Conventional Mortgages
Conventional mortgages are not guaranteed or insured by the federal government. Most conventional mortgages have either a fixed or adjustable interest rate.
Adjustable Rate
Adjustable rate mortgages (ARM) fluctuate in relation to the rate of a standard financial index. Your interest rate and monthly principal and interest payments remain the same for an initial period and then adjust annually.
Fixed Rate
Fixed interest rate loans have a stable monthly payment over the life of the loan. Your principal and interest will always stay the same amount, making it easier to budget from month to month and you are protected from rising interest rates.
FHA – Approvals down to 580 credit score.
The Federal Housing Administration (FHA) is a government-backed initiative created to increase home ownership. FHA loans offer low down-payment requirements and flexible credit requirements. If you sell your home, the buyer can take over the loan (subject to loan approval). -Min 580 FICO -3.5% down payment – highest debt to income allowance -100% financing options
VA – Approval start at 620 Credit Score
VA home loans are available through the Department of Veterans Affairs to eligible veterans, reservists, active-duty personnel or eligible family members. VA loans are available in a variety of fixed-rate and adjustable-rate options. There is no down payment or monthly mortgage insurance premiums – plus, credit requirements are flexible. -100% Financing of appraised value -NO MI Insurance -Available to surviving spouse of eligible veteran
Rural Development – Approval at 600 credit score
There is no down payment for this type of government loan for properties located in suburban, rural and semi-rural locations. With a Rural Development loan credit requirements are flexible. However, the property being purchased must be within a rural development eligible area. Contact Castille Mortgage to find out more. -100% financing – Min 600 FICO
Nationwide High Balance Conventional Mortgages
Offer conventional high balance loans up to 90% LTV featuring UWM’s exclusive M.I. Buyout to all of your borrowers nationwide — even those outside of the counties eligible under Fannie Mae and Freddie Mac — instead of having to opt for a Jumbo loan. Read More
Downpayment Assistance
Up to $8,000 in down payment assistance offered by LPTFA Income limits apply 100% Financing options for Conventional & FHA Loans
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Our Team
With a combined 50 years of experience in real estate, we’re here to guide you every step of the way
Mortgage Professional
Whether you’re a first-time homebuyer or an experienced real estate investor, I’m committed to easing the process of buying or selling your property. Together we’ll explore all of the amazing homes that are available in your area, and we’ll work together to find the ideal fit for your lifestyle and budget. Get in touch with me and let’s start this journey together!
Testimonials